ACA 1095 Forms Guide
Learn about ACA reporting forms, including 1095-B, 1095-C, 1094-B, 1094-C, recipient copies, IRS filing requirements, transmittals, and compatible envelopes.
What Are ACA 1095 Forms?
ACA 1095 forms are used for health coverage reporting under Affordable Care Act requirements. Employers, insurers, and applicable organizations may use 1095-B or 1095-C forms to report health coverage information to recipients and the IRS.
Common ACA Forms
| Form | Purpose |
|---|---|
| 1095-B | Health coverage reporting, often used by insurers or certain self-insured employers. |
| 1094-B | Transmittal form used when filing 1095-B forms with the IRS. |
| 1095-C | Employer-provided health insurance reporting, commonly used by applicable large employers. |
| 1094-C | Employer health transmittal form used when filing 1095-C forms with the IRS. |
Who Uses 1095-B and 1095-C Forms?
- Applicable large employers
- Self-insured employers
- Insurance providers
- Payroll departments
- Accounting firms
- Benefits administrators
- Organizations handling ACA reporting
Recipient and IRS Reporting
ACA reporting may involve both recipient reporting and IRS filing. Recipient reporting provides employees or covered individuals with coverage information. IRS reporting submits the required forms and transmittals to the IRS.
Businesses should confirm whether they need official IRS landscape forms, portrait-style recipient forms, or employer file copies based on their reporting process and software requirements.
1094 Transmittal Forms
Transmittal forms summarize batches of ACA forms when filing with the IRS. A 1094-B transmittal accompanies 1095-B filings, while a 1094-C transmittal accompanies 1095-C filings.
- 1094-B: Transmittal of health coverage forms.
- 1094-C: Employer health transmittal for 1095-C forms.
ACA Reporting Deadlines
The catalog lists ACA recipient reporting and federal reporting deadlines, with electronic filing deadlines differing from paper filing deadlines. Businesses should verify current IRS deadlines each filing season before mailing or submitting forms.
| Reporting Type | Catalog Deadline |
|---|---|
| 1095 Recipient Reporting | March 2 |
| 1095 Federal Reporting | February 28 / March 31 if filed electronically |
ACA Envelopes and Recipient Forms
ACA recipient forms often require compatible envelopes to securely mail health coverage information. Proper envelope selection helps protect confidential recipient information and ensures professional mailing.
How to Choose ACA Forms
- Determine whether you need 1095-B or 1095-C forms.
- Confirm whether you need recipient copies, IRS filing forms, or employer file copies.
- Check your software compatibility.
- Choose compatible envelopes for recipient mailings.
- Verify current filing deadlines before submitting forms.
Shop ACA 1095 Forms & Tax Filing Supplies
Choice Checks offers ACA 1095 forms, 1094 transmittals, recipient forms, compatible envelopes, W-2 forms, 1099 forms, and year-end tax filing supplies.
✔ 1095-B & 1095-C Forms
✔ 1094-B & 1094-C Transmittals
✔ Recipient Forms & Envelopes
✔ Tax Filing Supplies
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